Lotus Dental Group · San Jose, CA
Affordable Dental Insurance
We accept virtually all major U.S. dental plans — including Delta Dental — and file the paperwork for you.
Affordable Dental Insurance Options in San Jose, CA
At Lotus Dental Group, we believe everyone deserves access to high-quality dental care. Our team works to make dental treatments more affordable by accepting many popular dental insurance plans and helping patients understand how to maximize their benefits.
We understand that dental insurance can sometimes feel complicated. That’s why our knowledgeable team helps guide patients through their coverage, making it easier to receive the care they need without unnecessary stress.
In addition to insurance options, we also provide an In-Office Dental Savings Plan for patients who do not have dental insurance, offering another way to keep dental care affordable.
Accepted Dental Insurance Plans at Lotus Dental Group
To make dental care more accessible, Lotus Dental Group works with several well-known dental insurance providers. Accepting a variety of plans allows our patients to receive quality dental care while using their available insurance benefits.
We accept virtually all major U.S. dental insurance plans — whether you're in-network or using out-of-network benefits. The carriers we work with include:
- Delta Dental (PPO & Premier)
- Cigna
- Aetna
- MetLife
- Guardian
- UnitedHealthcare
- Blue Shield of California
- Anthem Blue Cross
- Principal Financial Group
- Humana
- Ameritas
- GEHA / Connection Dental
- Lincoln Financial
- Sun Life (Assurant)
- Careington
- Premier Access / Access Dental
- Dental Health Services
- United Concordia / TRICARE Dental
This is not a complete list — we accept many additional PPO and indemnity plans. Whatever your coverage, our team will verify your benefits before your visit and handle the insurance paperwork for you.
If your insurance provider is not listed above, our team is happy to assist you. Call our office at 669-222-8315 to confirm your coverage and learn how to maximize your benefits.
In-Office Dental Savings Plan
For patients without insurance, our In-Office Dental Savings Plan offers an affordable way to maintain regular care, with benefits like:
- Free annual exam, check-up X-rays, and regular cleaning
- Discounted rates on most dental treatments
- Emergency care discounts
- No waiting periods or insurance hassles
Protect your smile and save on dental care—contact us today to learn more.
Why Patients Trust Lotus Dental Group
At Lotus Dental Group, we focus on providing exceptional dental care while helping patients access flexible and affordable treatment options.
Experienced & Compassionate Team: Our dentists and staff provide high-quality care in a comfortable, welcoming environment.
Flexible Payment & Insurance Support: We accept many dental insurance plans and offer our In-Office Dental Savings Plan for patients without insurance.
Convenient Location: Our San Jose dental office serves patients from the surrounding communities, making it easy to access reliable dental care.
Get Help Understanding Your Dental Insurance
If you have questions about your dental insurance coverage or want to learn more about our In-Office Dental Savings Plan, our team is here to help.
Contact Lotus Dental Group today to speak with our friendly staff and learn how to make the most of your dental benefits. Call 669-222-8315 to learn more about accepted insurance plans or to schedule your dental appointment.
Our Blogs
September 14, 2026
Bleeding or Receding Gums? What Gum Disease Treatment Actually Looks Like
Quick answer: Bleeding gums are not normal — they are usually the first sign of gum disease, and the earliest stage (gingivitis) is fully reversible with the right cleaning and home care. Left untreated, it can progress to periodontitis, which needs a deeper professional cleaning and ongoing maintenance to control. At Lotus Dental Group, gum disease is diagnosed and treated in the same office as the rest of your care — no referral to a separate periodontist required.
Dr. Prathima Chawla and her team have treated gum disease in Willow Glen and San Jose for more than 25 years, from the first sign of bleeding gums through ongoing periodontal maintenance.
Dr. Prathima Chawla and her team have treated gum disease in Willow Glen and San Jose for more than 25 years, from the first sign of bleeding gums through ongoing periodontal maintenance.
Read More
August 21, 2026
One Office, Every Treatment: Why San Jose Families Are Simplifying Their Dental Care
Quick answer: Most dental problems don't stay in one lane. A cleaning turns up a cavity, a cavity needs a crown, a missing tooth needs an implant consult — and at a single-service practice, each of those is a referral to a different office, a different intake form, and a new waiting room. A comprehensive dental practice handles general, cosmetic, restorative, implant, and emergency care under one roof, with one team that already has your history.
Lotus Dental Group has practiced this way in Willow Glen for more than 25 years. Dr. Prathima Chawla and her team see the whole picture of a patient's dental health — not just the single procedure in front of them — because they are usually the ones who will be treating whatever comes next, too.
Lotus Dental Group has practiced this way in Willow Glen for more than 25 years. Dr. Prathima Chawla and her team see the whole picture of a patient's dental health — not just the single procedure in front of them — because they are usually the ones who will be treating whatever comes next, too.
Read More
July 30, 2026
Back-to-School Dental Visits in San Jose: Get the Whole Family In Before the First Bell
Quick answer: Book back-to-school dental checkups two to four weeks before classes begin. San José Unified starts Thursday, August 6, 2026, so late July through the first week of August is the right window. A back-to-school visit covers a cleaning, an exam, X-rays if they are due, and fluoride or sealants when needed — catching small problems before they turn into pain, emergency visits, and missed school days.
Every August, the same thing happens at dental offices across San Jose: the phones light up during the first week of school, and by then the convenient after-school appointment slots are gone. Families who book in late July get the times they actually want.
At Lotus Dental Group in Willow Glen, Dr. Prathima Chawla and her team have been getting San Jose families ready for the school year for more than 25 years — and because the practice handles every area of dentistry under one roof, most families can be seen together in a single trip.
Every August, the same thing happens at dental offices across San Jose: the phones light up during the first week of school, and by then the convenient after-school appointment slots are gone. Families who book in late July get the times they actually want.
At Lotus Dental Group in Willow Glen, Dr. Prathima Chawla and her team have been getting San Jose families ready for the school year for more than 25 years — and because the practice handles every area of dentistry under one roof, most families can be seen together in a single trip.
Read More